Call reports 2002
PROSPER BANK — 2002
What PROSPER BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 8,861,000 | 9,427,000 | 9,167,000 | 10,228,000 |
| Total loans | 825,000 | 856,000 | 1,038,000 | 1,493,000 |
| Allowance for loan losses | 18,000 | 10,000 | 10,000 | 0 |
| Securities available for sale | 4,831,000 | 3,895,000 | 5,728,000 | 5,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,067,000 | 8,548,000 | 8,207,000 | 9,263,000 |
| Interest-bearing deposits | 4,304,000 | 4,779,000 | 4,353,000 | 4,468,000 |
| Noninterest-bearing deposits | 3,763,000 | 3,769,000 | 3,854,000 | 4,795,000 |
| Equity capital | 587,000 | 667,000 | 725,000 | 727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 83,000 | 181,000 | 272,000 | 378,000 |
| Interest expense | 12,000 | 25,000 | 37,000 | 49,000 |
| Net interest income | 71,000 | 156,000 | 235,000 | 329,000 |
| Noninterest income | 43,000 | 91,000 | 128,000 | 173,000 |
| Noninterest expense | 132,000 | 264,000 | 373,000 | 516,000 |
| Provision for loan losses | 0 | 0 | 0 | 19,000 |
| Pretax income | -18,000 | -17,000 | 13,000 | 14,000 |
| Income tax | 0 | 0 | 5,000 | 2,000 |
| Net income | -18,000 | -17,000 | 8,000 | 12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 626,000 | 627,000 | 653,000 | 656,000 |
| Total capital | 844,000 | 837,000 | 863,000 | 856,000 |
| Risk-weighted assets | 3,571,000 | 2,988,000 | 3,150,000 | 4,033,000 |