Call reports 2001
PROSPER BANK — 2001
What PROSPER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 9,319,000 | 9,263,000 | 8,892,000 | 8,854,000 |
| Total loans | 854,000 | 818,000 | 818,000 | 810,000 |
| Allowance for loan losses | 21,000 | 21,000 | 21,000 | 18,000 |
| Securities available for sale | 2,079,000 | 1,560,000 | 3,465,000 | 3,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,431,000 | 8,394,000 | 7,950,000 | 7,939,000 |
| Interest-bearing deposits | 5,001,000 | 5,033,000 | 4,137,000 | 3,992,000 |
| Noninterest-bearing deposits | 3,430,000 | 3,361,000 | 3,813,000 | 3,947,000 |
| Equity capital | 674,000 | 651,000 | 717,000 | 677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 149,000 | 257,000 | 357,000 | 453,000 |
| Interest expense | 41,000 | 72,000 | 92,000 | 109,000 |
| Net interest income | 108,000 | 185,000 | 265,000 | 344,000 |
| Noninterest income | 44,000 | 82,000 | 127,000 | 179,000 |
| Noninterest expense | 141,000 | 265,000 | 380,000 | 525,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 2,000 | 12,000 | 23,000 |
| Income tax | 2,000 | 0 | 5,000 | 6,000 |
| Net income | 9,000 | 2,000 | 7,000 | 17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 636,000 | 639,000 | 635,000 | 644,000 |
| Total capital | 857,000 | 860,000 | 856,000 | 865,000 |
| Risk-weighted assets | 2,956,000 | 2,888,000 | 2,813,000 | 2,849,000 |