Call reports 2007
SECURITY SAVINGS BANK — 2007
What SECURITY SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 301,630,000 | 303,847,000 | 303,852,000 | 273,291,000 |
| Total loans | 225,287,000 | 213,599,000 | 203,131,000 | 182,064,000 |
| Allowance for loan losses | 1,713,000 | 1,319,000 | 2,035,000 | 1,824,000 |
| Securities available for sale | 27,987,000 | 26,506,000 | 25,542,000 | 27,868,000 |
| Securities held to maturity | 30,817,000 | 30,376,000 | 30,097,000 | 21,112,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,308,000 | 192,702,000 | 203,260,000 | 179,545,000 |
| Interest-bearing deposits | 188,321,000 | 192,016,000 | 202,743,000 | 179,136,000 |
| Noninterest-bearing deposits | 987,000 | 686,000 | 517,000 | 409,000 |
| Equity capital | 27,087,000 | 28,014,000 | 33,275,000 | 27,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,705,000 | 11,536,000 | 17,094,000 | 22,474,000 |
| Interest expense | 3,196,000 | 6,504,000 | 9,725,000 | 12,862,000 |
| Net interest income | 2,509,000 | 5,032,000 | 7,369,000 | 9,612,000 |
| Noninterest income | 33,000 | 65,000 | 75,000 | 66,000 |
| Noninterest expense | 1,013,000 | 2,138,000 | 3,360,000 | 4,732,000 |
| Provision for loan losses | 184,000 | 276,000 | 833,000 | 5,299,000 |
| Pretax income | 1,345,000 | 2,683,000 | 3,251,000 | -2,998,000 |
| Income tax | 455,000 | 910,000 | 1,106,000 | -1,007,000 |
| Net income | 890,000 | 1,773,000 | 2,145,000 | -1,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,392,000 | 26,275,000 | 31,647,000 | 27,512,000 |
| Total capital | 27,105,000 | 27,594,000 | 33,682,000 | 29,336,000 |
| Risk-weighted assets | 234,925,000 | 242,420,000 | 229,986,000 | 221,633,000 |