Call reports 2006
SECURITY SAVINGS BANK — 2006
What SECURITY SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 222,377,000 | 228,850,000 | 252,428,000 | 278,764,000 |
| Total loans | 154,755,000 | 158,555,000 | 180,224,000 | 206,060,000 |
| Allowance for loan losses | 927,000 | 1,214,000 | 1,379,000 | 1,558,000 |
| Securities available for sale | 33,268,000 | 31,352,000 | 30,468,000 | 29,140,000 |
| Securities held to maturity | 22,463,000 | 23,768,000 | 29,660,000 | 31,295,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,371,000 | 121,382,000 | 145,600,000 | 172,190,000 |
| Interest-bearing deposits | 117,213,000 | 119,806,000 | 144,302,000 | 170,994,000 |
| Noninterest-bearing deposits | 1,158,000 | 1,577,000 | 1,298,000 | 1,195,000 |
| Equity capital | 23,635,000 | 24,071,000 | 25,652,000 | 26,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,323,000 | 7,350,000 | 11,961,000 | 16,935,000 |
| Interest expense | 1,866,000 | 4,074,000 | 6,774,000 | 9,732,000 |
| Net interest income | 1,457,000 | 3,276,000 | 5,187,000 | 7,203,000 |
| Noninterest income | 160,000 | 339,000 | 344,000 | 516,000 |
| Noninterest expense | 637,000 | 1,334,000 | 2,157,000 | 3,166,000 |
| Provision for loan losses | 176,000 | 463,000 | 628,000 | 808,000 |
| Pretax income | 804,000 | 1,818,000 | 2,746,000 | 3,745,000 |
| Income tax | 273,000 | 618,000 | 934,000 | 1,273,000 |
| Net income | 531,000 | 1,200,000 | 1,812,000 | 2,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,461,000 | 22,230,000 | 23,842,000 | 24,502,000 |
| Total capital | 22,388,000 | 23,444,000 | 25,221,000 | 26,060,000 |
| Risk-weighted assets | 149,251,000 | 154,030,000 | 185,592,000 | 211,803,000 |