Call reports 2005
SECURITY SAVINGS BANK — 2005
What SECURITY SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 123,784,000 | 145,992,000 | 181,225,000 | 202,061,000 |
| Total loans | 66,336,000 | 88,252,000 | 116,516,000 | 128,202,000 |
| Allowance for loan losses | 448,000 | 448,000 | 448,000 | 751,000 |
| Securities available for sale | 35,148,000 | 32,643,000 | 37,209,000 | 34,856,000 |
| Securities held to maturity | 14,073,000 | 13,450,000 | 17,177,000 | 16,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,332,000 | 93,397,000 | 102,295,000 | 115,837,000 |
| Interest-bearing deposits | 89,332,000 | 93,394,000 | 102,048,000 | 115,149,000 |
| Noninterest-bearing deposits | 0 | 3,000 | 247,000 | 688,000 |
| Equity capital | 12,738,000 | 14,848,000 | 17,020,000 | 17,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 3,081,000 | 5,347,000 | 8,049,000 |
| Interest expense | 646,000 | 1,640,000 | 2,978,000 | 4,539,000 |
| Net interest income | 646,000 | 1,441,000 | 2,369,000 | 3,510,000 |
| Noninterest income | -5,000 | 17,000 | 42,000 | 50,000 |
| Noninterest expense | 445,000 | 933,000 | 1,468,000 | 2,135,000 |
| Provision for loan losses | 0 | 0 | 0 | 373,000 |
| Pretax income | 204,000 | 533,000 | 951,000 | 1,060,000 |
| Income tax | 63,000 | 181,000 | 323,000 | 360,000 |
| Net income | 141,000 | 352,000 | 628,000 | 700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,373,000 | 12,584,000 | 14,860,000 | 14,880,000 |
| Total capital | 10,821,000 | 13,032,000 | 15,308,000 | 15,631,000 |
| Risk-weighted assets | 53,513,000 | 65,181,000 | 97,252,000 | 116,046,000 |