Call reports 2004
SECURITY SAVINGS BANK — 2004
What SECURITY SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 49,609,000 | 52,150,000 | 51,863,000 | 93,046,000 |
| Total loans | 37,541,000 | 39,853,000 | 38,437,000 | 53,151,000 |
| Allowance for loan losses | 393,000 | 379,000 | 466,000 | 448,000 |
| Securities available for sale | 0 | 0 | 0 | 23,932,000 |
| Securities held to maturity | 7,516,000 | 9,443,000 | 9,392,000 | 2,784,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,527,000 | 40,838,000 | 40,478,000 | 70,245,000 |
| Interest-bearing deposits | 39,527,000 | 40,838,000 | 40,478,000 | 70,245,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,106,000 | 4,138,000 | 4,162,000 | 12,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 737,000 | 1,405,000 | 2,076,000 | 872,000 |
| Interest expense | 349,000 | 691,000 | 1,043,000 | 451,000 |
| Net interest income | 388,000 | 714,000 | 1,033,000 | 421,000 |
| Noninterest income | 0 | 2,000 | 104,000 | 1,000 |
| Noninterest expense | 302,000 | 612,000 | 922,000 | 399,000 |
| Provision for loan losses | 0 | -14,000 | 73,000 | 0 |
| Pretax income | 80,000 | 112,000 | 136,000 | 20,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | 112,000 | 136,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,106,000 | 4,138,000 | 4,162,000 | 10,232,000 |
| Total capital | 4,499,000 | 4,517,000 | 4,542,000 | 10,680,000 |
| Risk-weighted assets | 33,388,000 | 32,003,000 | 30,289,000 | 41,659,000 |