Call reports 2003
SECURITY SAVINGS BANK — 2003
What SECURITY SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 47,210,000 | 46,506,000 | 47,342,000 | 49,829,000 |
| Total loans | 39,868,000 | 33,384,000 | 34,369,000 | 39,161,000 |
| Allowance for loan losses | 370,000 | 369,000 | 369,000 | 393,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,914,000 | 6,035,000 | 6,492,000 | 7,711,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,081,000 | 39,434,000 | 40,210,000 | 40,109,000 |
| Interest-bearing deposits | 40,081,000 | 39,434,000 | 40,210,000 | 40,109,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,851,000 | 3,910,000 | 3,961,000 | 4,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,521,000 | 2,203,000 | 2,917,000 |
| Interest expense | 406,000 | 805,000 | 1,168,000 | 1,527,000 |
| Net interest income | 373,000 | 716,000 | 1,035,000 | 1,390,000 |
| Noninterest income | 2,000 | 5,000 | 7,000 | 7,000 |
| Noninterest expense | 284,000 | 564,000 | 838,000 | 1,115,000 |
| Provision for loan losses | 59,000 | 65,000 | 65,000 | 79,000 |
| Pretax income | 32,000 | 91,000 | 142,000 | 201,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | 91,000 | 142,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,856,000 | 3,915,000 | 3,966,000 | 4,026,000 |
| Total capital | 4,226,000 | 4,284,000 | 4,335,000 | 4,419,000 |
| Risk-weighted assets | 36,863,000 | 32,598,000 | 33,042,000 | 34,331,000 |