Call reports 2003
FUTURUS BANK, N.A. — 2003
What FUTURUS BANK, N.A. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 43,528,000 | 49,380,000 | 54,688,000 | 66,897,000 |
| Total loans | 28,240,000 | 36,710,000 | 44,324,000 | 57,735,000 |
| Allowance for loan losses | 372,000 | 470,000 | 709,000 | 698,000 |
| Securities available for sale | 5,507,000 | 5,510,000 | 3,978,000 | 2,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,662,000 | 44,052,000 | 48,873,000 | 61,043,000 |
| Interest-bearing deposits | 36,884,000 | 42,157,000 | 47,363,000 | 59,142,000 |
| Noninterest-bearing deposits | 1,777,000 | 1,895,000 | 1,510,000 | 1,901,000 |
| Equity capital | 4,769,000 | 5,240,000 | 5,731,000 | 5,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 432,000 | 994,000 | 1,694,000 | 2,602,000 |
| Interest expense | 219,000 | 471,000 | 751,000 | 1,083,000 |
| Net interest income | 213,000 | 523,000 | 943,000 | 1,519,000 |
| Noninterest income | 15,000 | 37,000 | 99,000 | 220,000 |
| Noninterest expense | 490,000 | 998,000 | 1,587,000 | 2,214,000 |
| Provision for loan losses | 77,000 | 175,000 | 417,000 | 618,000 |
| Pretax income | -339,000 | -613,000 | -962,000 | -1,093,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -339,000 | -613,000 | -962,000 | -1,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,757,000 | 5,218,000 | 5,720,000 | 5,659,000 |
| Total capital | 5,129,000 | 5,688,000 | 6,376,000 | 6,357,000 |
| Risk-weighted assets | 36,162,000 | 45,360,000 | 52,415,000 | 66,495,000 |