Call reports 2002
FUTURUS BANK, N.A. — 2002
What FUTURUS BANK, N.A. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 18,563,000 | 23,287,000 | 32,856,000 | 37,926,000 |
| Total loans | 7,262,000 | 12,737,000 | 17,217,000 | 23,811,000 |
| Allowance for loan losses | 156,000 | 166,000 | 216,000 | 301,000 |
| Securities available for sale | 2,462,000 | 3,305,000 | 3,704,000 | 6,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,655,000 | 17,519,000 | 27,587,000 | 33,064,000 |
| Interest-bearing deposits | 11,420,000 | 15,707,000 | 26,192,000 | 31,305,000 |
| Noninterest-bearing deposits | 1,235,000 | 1,812,000 | 1,395,000 | 1,759,000 |
| Equity capital | 5,658,000 | 5,414,000 | 5,173,000 | 4,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 150,000 | 400,000 | 766,000 | 1,145,000 |
| Interest expense | 56,000 | 156,000 | 307,000 | 506,000 |
| Net interest income | 94,000 | 244,000 | 459,000 | 639,000 |
| Noninterest income | 8,000 | 28,000 | 53,000 | 71,000 |
| Noninterest expense | 357,000 | 777,000 | 1,219,000 | 1,727,000 |
| Provision for loan losses | 92,000 | 102,000 | 152,000 | 237,000 |
| Pretax income | -347,000 | -604,000 | -859,000 | -1,226,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -347,000 | -604,000 | -859,000 | -1,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,649,000 | 5,393,000 | 5,137,000 | 4,770,000 |
| Total capital | 5,793,000 | 5,559,000 | 5,353,000 | 5,071,000 |
| Risk-weighted assets | 11,514,000 | 16,914,000 | 23,521,000 | 31,037,000 |