Call reports 2008
COMMUNITY TRUST BANK — 2008
What COMMUNITY TRUST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Total assets | 304,563,000 | 279,393,000 |
| Total loans | 232,814,000 | 192,651,000 |
| Allowance for loan losses | 8,505,000 | 31,600,000 |
| Securities available for sale | 29,900,000 | 20,605,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 3,971,000 |
| Total deposits | 247,780,000 | 221,819,000 |
| Interest-bearing deposits | 229,194,000 | 207,127,000 |
| Noninterest-bearing deposits | 18,586,000 | 14,692,000 |
| Equity capital | 23,854,000 | 50,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Interest income | 3,915,000 | 1,599,000 |
| Interest expense | 2,852,000 | 1,110,000 |
| Net interest income | 1,063,000 | 489,000 |
| Noninterest income | 183,000 | -1,146,000 |
| Noninterest expense | 2,131,000 | 1,395,000 |
| Provision for loan losses | 2,510,000 | -32,000 |
| Pretax income | -3,376,000 | -2,020,000 |
| Income tax | -1,294,000 | -737,000 |
| Net income | -2,082,000 | -1,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Tier 1 capital | 23,567,000 | 24,239,000 |
| Total capital | 26,979,000 | 27,385,000 |
| Risk-weighted assets | 267,907,000 | 223,216,000 |