Call reports 2007
COMMUNITY TRUST BANK — 2007
What COMMUNITY TRUST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 320,181,000 | 329,793,000 | 330,903,000 | 318,262,000 |
| Total loans | 269,708,000 | 270,027,000 | 255,060,000 | 248,753,000 |
| Allowance for loan losses | 4,595,000 | 4,320,000 | 6,322,000 | 7,959,000 |
| Securities available for sale | 32,826,000 | 32,302,000 | 32,436,000 | 35,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,390,000 | 268,638,000 | 269,576,000 | 254,330,000 |
| Interest-bearing deposits | 229,950,000 | 243,287,000 | 248,002,000 | 234,838,000 |
| Noninterest-bearing deposits | 25,440,000 | 25,351,000 | 21,574,000 | 19,492,000 |
| Equity capital | 27,147,000 | 27,485,000 | 25,175,000 | 25,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,274,000 | 12,620,000 | 18,263,000 | 23,569,000 |
| Interest expense | 3,070,000 | 6,304,000 | 9,666,000 | 12,901,000 |
| Net interest income | 3,204,000 | 6,316,000 | 8,597,000 | 10,668,000 |
| Noninterest income | 580,000 | 1,144,000 | 574,000 | 1,027,000 |
| Noninterest expense | 1,974,000 | 3,900,000 | 5,888,000 | 7,876,000 |
| Provision for loan losses | 321,000 | 460,000 | 5,001,000 | 7,741,000 |
| Pretax income | 1,489,000 | 3,100,000 | -1,718,000 | -3,918,000 |
| Income tax | 540,000 | 1,135,000 | -729,000 | -1,589,000 |
| Net income | 949,000 | 1,965,000 | -989,000 | -2,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,428,000 | 27,971,000 | 25,397,000 | 25,755,000 |
| Total capital | 31,045,000 | 31,722,000 | 29,053,000 | 29,419,000 |
| Risk-weighted assets | 288,421,000 | 299,500,000 | 289,795,000 | 288,852,000 |