Call reports 2006
COMMUNITY TRUST BANK — 2006
What COMMUNITY TRUST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 284,503,000 | 306,974,000 | 322,693,000 | 319,221,000 |
| Total loans | 233,511,000 | 256,319,000 | 257,991,000 | 265,866,000 |
| Allowance for loan losses | 2,501,000 | 3,118,000 | 3,572,000 | 4,384,000 |
| Securities available for sale | 32,476,000 | 33,335,000 | 32,641,000 | 33,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,748,000 | 243,471,000 | 260,453,000 | 256,053,000 |
| Interest-bearing deposits | 206,193,000 | 219,340,000 | 234,821,000 | 231,134,000 |
| Noninterest-bearing deposits | 27,555,000 | 24,131,000 | 25,632,000 | 24,919,000 |
| Equity capital | 22,537,000 | 24,157,000 | 25,537,000 | 26,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,063,000 | 10,694,000 | 17,005,000 | 23,553,000 |
| Interest expense | 2,019,000 | 4,360,000 | 7,188,000 | 10,282,000 |
| Net interest income | 3,044,000 | 6,334,000 | 9,817,000 | 13,271,000 |
| Noninterest income | 559,000 | 1,124,000 | 1,707,000 | 2,347,000 |
| Noninterest expense | 1,861,000 | 3,736,000 | 5,528,000 | 7,379,000 |
| Provision for loan losses | 338,000 | 991,000 | 1,440,000 | 2,288,000 |
| Pretax income | 1,404,000 | 2,731,000 | 4,556,000 | 5,949,000 |
| Income tax | 496,000 | 962,000 | 1,626,000 | 2,092,000 |
| Net income | 908,000 | 1,769,000 | 2,930,000 | 3,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,990,000 | 24,900,000 | 26,062,000 | 26,989,000 |
| Total capital | 25,491,000 | 28,018,000 | 29,558,000 | 30,560,000 |
| Risk-weighted assets | 251,629,000 | 274,587,000 | 279,616,000 | 284,886,000 |