Call reports 2005
COMMUNITY TRUST BANK — 2005
What COMMUNITY TRUST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 208,737,000 | 231,957,000 | 259,244,000 | 270,442,000 |
| Total loans | 158,535,000 | 171,860,000 | 200,772,000 | 220,092,000 |
| Allowance for loan losses | 1,626,000 | 1,747,000 | 1,874,000 | 2,147,000 |
| Securities available for sale | 35,250,000 | 34,679,000 | 34,063,000 | 32,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,921,000 | 186,577,000 | 210,354,000 | 204,297,000 |
| Interest-bearing deposits | 139,719,000 | 158,826,000 | 178,298,000 | 174,999,000 |
| Noninterest-bearing deposits | 23,202,000 | 27,750,000 | 32,056,000 | 29,297,000 |
| Equity capital | 16,955,000 | 18,081,000 | 19,758,000 | 21,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,911,000 | 6,271,000 | 10,297,000 | 15,071,000 |
| Interest expense | 932,000 | 2,062,000 | 3,494,000 | 5,243,000 |
| Net interest income | 1,979,000 | 4,209,000 | 6,803,000 | 9,828,000 |
| Noninterest income | 683,000 | 1,372,000 | 2,049,000 | 2,631,000 |
| Noninterest expense | 1,653,000 | 3,368,000 | 5,214,000 | 7,073,000 |
| Provision for loan losses | 68,000 | 163,000 | 320,000 | 694,000 |
| Pretax income | 941,000 | 2,050,000 | 3,733,000 | 5,107,000 |
| Income tax | 308,000 | 681,000 | 1,273,000 | 1,767,000 |
| Net income | 633,000 | 1,369,000 | 2,460,000 | 3,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,189,000 | 18,124,000 | 19,919,000 | 21,999,000 |
| Total capital | 18,815,000 | 19,871,000 | 21,793,000 | 24,146,000 |
| Risk-weighted assets | 175,375,000 | 188,633,000 | 217,128,000 | 237,064,000 |