Call reports 2004
COMMUNITY TRUST BANK — 2004
What COMMUNITY TRUST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 174,856,000 | 186,287,000 | 193,852,000 | 203,641,000 |
| Total loans | 128,141,000 | 138,344,000 | 146,697,000 | 144,802,000 |
| Allowance for loan losses | 1,603,000 | 1,585,000 | 1,598,000 | 1,605,000 |
| Securities available for sale | 31,348,000 | 33,205,000 | 32,811,000 | 31,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,790,000 | 141,381,000 | 150,475,000 | 158,932,000 |
| Interest-bearing deposits | 114,010,000 | 123,747,000 | 129,355,000 | 134,814,000 |
| Noninterest-bearing deposits | 18,780,000 | 17,634,000 | 21,120,000 | 24,118,000 |
| Equity capital | 15,130,000 | 15,171,000 | 15,771,000 | 16,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,313,000 | 4,728,000 | 7,277,000 | 9,975,000 |
| Interest expense | 677,000 | 1,416,000 | 2,231,000 | 3,112,000 |
| Net interest income | 1,636,000 | 3,312,000 | 5,046,000 | 6,863,000 |
| Noninterest income | 707,000 | 1,492,000 | 2,246,000 | 3,000,000 |
| Noninterest expense | 1,665,000 | 3,340,000 | 4,936,000 | 6,526,000 |
| Provision for loan losses | -9,000 | 17,000 | 50,000 | 86,000 |
| Pretax income | 923,000 | 2,029,000 | 2,888,000 | 3,833,000 |
| Income tax | 288,000 | 650,000 | 907,000 | 1,233,000 |
| Net income | 635,000 | 1,379,000 | 1,981,000 | 2,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,753,000 | 15,209,000 | 15,524,000 | 16,856,000 |
| Total capital | 16,356,000 | 16,794,000 | 17,122,000 | 18,461,000 |
| Risk-weighted assets | 144,691,000 | 157,707,000 | 163,948,000 | 164,655,000 |