Call reports 2003
COMMUNITY TRUST BANK — 2003
What COMMUNITY TRUST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 174,067,000 | 164,868,000 | 167,267,000 | 171,524,000 |
| Total loans | 124,466,000 | 113,715,000 | 116,845,000 | 125,226,000 |
| Allowance for loan losses | 1,741,000 | 1,729,000 | 1,672,000 | 1,595,000 |
| Securities available for sale | 25,753,000 | 32,976,000 | 36,283,000 | 32,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,472,000 | 131,867,000 | 129,198,000 | 128,335,000 |
| Interest-bearing deposits | 114,295,000 | 112,200,000 | 110,037,000 | 106,827,000 |
| Noninterest-bearing deposits | 20,177,000 | 19,667,000 | 19,161,000 | 21,508,000 |
| Equity capital | 14,471,000 | 14,888,000 | 14,770,000 | 14,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,523,000 | 4,946,000 | 7,246,000 | 9,580,000 |
| Interest expense | 866,000 | 1,647,000 | 2,361,000 | 3,033,000 |
| Net interest income | 1,657,000 | 3,299,000 | 4,885,000 | 6,547,000 |
| Noninterest income | 814,000 | 1,636,000 | 2,420,000 | 3,151,000 |
| Noninterest expense | 1,613,000 | 3,216,000 | 4,844,000 | 6,441,000 |
| Provision for loan losses | 64,000 | 73,000 | 87,000 | 125,000 |
| Pretax income | 794,000 | 1,646,000 | 2,374,000 | 3,274,000 |
| Income tax | 247,000 | 517,000 | 745,000 | 952,000 |
| Net income | 547,000 | 1,129,000 | 1,629,000 | 2,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,816,000 | 14,128,000 | 14,358,000 | 14,405,000 |
| Total capital | 15,529,000 | 15,719,000 | 15,993,000 | 16,000,000 |
| Risk-weighted assets | 137,004,000 | 127,104,000 | 130,753,000 | 138,169,000 |