Call reports 2002
COMMUNITY TRUST BANK — 2002
What COMMUNITY TRUST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 156,901,000 | 161,213,000 | 167,874,000 | 173,761,000 |
| Total loans | 118,011,000 | 123,070,000 | 122,261,000 | 124,338,000 |
| Allowance for loan losses | 1,586,000 | 1,620,000 | 1,629,000 | 1,699,000 |
| Securities available for sale | 25,311,000 | 23,276,000 | 23,353,000 | 27,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,418,000 | 126,310,000 | 127,533,000 | 135,740,000 |
| Interest-bearing deposits | 105,625,000 | 107,531,000 | 105,938,000 | 111,923,000 |
| Noninterest-bearing deposits | 15,793,000 | 18,779,000 | 21,595,000 | 23,817,000 |
| Equity capital | 12,768,000 | 13,376,000 | 13,936,000 | 14,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,635,000 | 5,267,000 | 7,914,000 | 10,614,000 |
| Interest expense | 1,059,000 | 1,980,000 | 2,884,000 | 3,813,000 |
| Net interest income | 1,576,000 | 3,287,000 | 5,030,000 | 6,801,000 |
| Noninterest income | 616,000 | 1,278,000 | 1,921,000 | 2,749,000 |
| Noninterest expense | 1,409,000 | 2,878,000 | 4,439,000 | 6,183,000 |
| Provision for loan losses | 47,000 | 99,000 | 152,000 | 244,000 |
| Pretax income | 741,000 | 1,593,000 | 2,365,000 | 3,128,000 |
| Income tax | 215,000 | 478,000 | 709,000 | 949,000 |
| Net income | 526,000 | 1,115,000 | 1,656,000 | 2,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,448,000 | 12,849,000 | 13,203,000 | 13,539,000 |
| Total capital | 14,033,000 | 14,469,000 | 14,832,000 | 15,238,000 |
| Risk-weighted assets | 128,838,000 | 132,040,000 | 145,206,000 | 147,027,000 |