Call reports 2001
COMMUNITY TRUST BANK — 2001
What COMMUNITY TRUST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 149,542,000 | 147,814,000 | 152,602,000 | 154,676,000 |
| Total loans | 110,565,000 | 107,408,000 | 114,404,000 | 116,788,000 |
| Allowance for loan losses | 1,404,000 | 1,444,000 | 1,522,000 | 1,575,000 |
| Securities available for sale | 27,779,000 | 24,744,000 | 24,611,000 | 25,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,853,000 | 120,345,000 | 123,002,000 | 122,246,000 |
| Interest-bearing deposits | 103,894,000 | 104,303,000 | 106,282,000 | 105,892,000 |
| Noninterest-bearing deposits | 15,959,000 | 16,043,000 | 16,720,000 | 16,354,000 |
| Equity capital | 11,972,000 | 12,217,000 | 12,662,000 | 12,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,139,000 | 6,072,000 | 8,936,000 | 11,688,000 |
| Interest expense | 1,511,000 | 2,923,000 | 4,264,000 | 5,453,000 |
| Net interest income | 1,628,000 | 3,149,000 | 4,672,000 | 6,235,000 |
| Noninterest income | 594,000 | 1,242,000 | 1,925,000 | 2,604,000 |
| Noninterest expense | 1,473,000 | 3,360,000 | 4,747,000 | 6,219,000 |
| Provision for loan losses | 129,000 | 200,000 | 314,000 | 421,000 |
| Pretax income | 620,000 | 831,000 | 1,536,000 | 2,199,000 |
| Income tax | 189,000 | 217,000 | 446,000 | 602,000 |
| Net income | 431,000 | 614,000 | 1,090,000 | 1,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,671,000 | 11,855,000 | 12,106,000 | 12,109,000 |
| Total capital | 13,075,000 | 13,298,000 | 13,627,000 | 13,684,000 |
| Risk-weighted assets | 120,847,000 | 119,390,000 | 124,272,000 | 126,856,000 |