Call reports 2026
ONEUNITED BANK — 2026
What ONEUNITED BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 609,027,000 | 637,943,000 |
| Total loans | 405,288,000 | 409,390,000 |
| Allowance for loan losses | 1,611,000 | 1,597,000 |
| Securities available for sale | 137,489,000 | 163,151,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 481,925,000 | 511,719,000 |
| Interest-bearing deposits | 412,590,000 | 445,312,000 |
| Noninterest-bearing deposits | 69,335,000 | 66,407,000 |
| Equity capital | 60,185,000 | 59,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,056,000 | 12,390,000 |
| Interest expense | 2,493,000 | 5,483,000 |
| Net interest income | 3,563,000 | 6,907,000 |
| Noninterest income | 2,778,000 | 5,517,000 |
| Noninterest expense | 6,597,000 | 13,361,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -2,242,000 | -3,485,000 |
| Income tax | -466,000 | -791,000 |
| Net income | -1,776,000 | -2,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 66,452,000 | 65,490,000 |