Call report 2025Q4
ONEUNITED BANK — 2025Q4
The 22 measures ONEUNITED BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 761,724,000 | USD | evidence → |
| Total loans | 403,177,000 | USD | evidence → |
| Allowance for loan losses | 1,601,000 | USD | evidence → |
| Securities available for sale | 141,713,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 516,958,000 | USD | evidence → |
| Interest-bearing deposits | 445,507,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,451,000 | USD | evidence → |
| Equity capital | 62,695,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,945,000 | USD | evidence → |
| Interest expense | 9,525,000 | USD | evidence → |
| Net interest income | 14,420,000 | USD | evidence → |
| Noninterest income | 13,901,000 | USD | evidence → |
| Noninterest expense | 28,299,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,801,000 | USD | evidence → |
| Income tax | 410,000 | USD | evidence → |
| Net income | 1,391,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 68,349,000 | USD | evidence → |