Call reports 2024
ONEUNITED BANK — 2024
What ONEUNITED BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 606,980,000 | 614,222,000 | 572,659,000 | 756,367,000 |
| Total loans | 440,462,000 | 433,567,000 | 421,170,000 | 409,661,000 |
| Allowance for loan losses | 1,662,000 | 1,653,000 | 1,663,000 | 1,669,000 |
| Securities available for sale | 88,346,000 | 84,558,000 | 75,265,000 | 98,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 505,064,000 | 511,504,000 | 507,235,000 | 512,458,000 |
| Interest-bearing deposits | 418,744,000 | 432,769,000 | 434,089,000 | 439,881,000 |
| Noninterest-bearing deposits | 86,320,000 | 78,735,000 | 73,146,000 | 72,577,000 |
| Equity capital | 55,473,000 | 56,308,000 | 59,526,000 | 57,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,736,000 | 11,935,000 | 18,062,000 | 23,841,000 |
| Interest expense | 1,727,000 | 3,644,000 | 5,811,000 | 7,766,000 |
| Net interest income | 4,009,000 | 8,291,000 | 12,251,000 | 16,075,000 |
| Noninterest income | 3,397,000 | 6,900,000 | 11,975,000 | 15,547,000 |
| Noninterest expense | 7,249,000 | 14,329,000 | 22,297,000 | 32,080,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 568,000 | 1,822,000 | 2,453,000 | 2,846,000 |
| Income tax | 138,000 | 464,000 | 685,000 | 622,000 |
| Net income | 430,000 | 1,358,000 | 1,768,000 | 2,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,690,000 | 65,923,000 | 66,542,000 | 66,811,000 |