Call reports 2022
ONEUNITED BANK — 2022
What ONEUNITED BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 657,516,000 | 637,309,000 | 627,381,000 | 743,590,000 |
| Total loans | 467,939,000 | 470,062,000 | 467,275,000 | 466,111,000 |
| Allowance for loan losses | 1,767,000 | 1,768,000 | 1,760,000 | 1,753,000 |
| Securities available for sale | 103,391,000 | 93,305,000 | 86,593,000 | 84,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 484,133,000 | 492,973,000 | 529,657,000 | 534,276,000 |
| Interest-bearing deposits | 387,667,000 | 398,902,000 | 441,703,000 | 443,399,000 |
| Noninterest-bearing deposits | 96,467,000 | 94,071,000 | 87,954,000 | 90,878,000 |
| Equity capital | 61,346,000 | 56,720,000 | 53,243,000 | 51,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,378,000 | 8,862,000 | 13,829,000 | 18,867,000 |
| Interest expense | 662,000 | 1,385,000 | 2,187,000 | 3,029,000 |
| Net interest income | 3,716,000 | 7,477,000 | 11,642,000 | 15,838,000 |
| Noninterest income | 3,187,000 | 6,605,000 | 10,166,000 | 13,624,000 |
| Noninterest expense | 6,740,000 | 13,561,000 | 20,920,000 | 28,166,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 248,000 | 732,000 | 1,162,000 | 868,000 |
| Income tax | 70,000 | 210,000 | 369,000 | 315,000 |
| Net income | 178,000 | 522,000 | 793,000 | 553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,728,000 | 60,944,000 | 61,302,000 | 58,686,000 |