Call reports 2018
ONEUNITED BANK — 2018
What ONEUNITED BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 661,242,000 | 654,845,000 | 649,058,000 | 656,198,000 |
| Total loans | 498,450,000 | 482,932,000 | 470,846,000 | 493,659,000 |
| Allowance for loan losses | 1,679,000 | 1,674,000 | 1,678,000 | 1,624,000 |
| Securities available for sale | 102,902,000 | 99,005,000 | 105,351,000 | 105,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,667,000 | 374,319,000 | 369,447,000 | 375,805,000 |
| Interest-bearing deposits | 336,034,000 | 335,734,000 | 333,171,000 | 338,882,000 |
| Noninterest-bearing deposits | 41,633,000 | 38,585,000 | 36,276,000 | 36,923,000 |
| Equity capital | 43,428,000 | 43,274,000 | 41,679,000 | 42,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,954,000 | 12,879,000 | 18,761,000 | 24,734,000 |
| Interest expense | 2,335,000 | 5,051,000 | 8,050,000 | 11,254,000 |
| Net interest income | 4,619,000 | 7,828,000 | 10,711,000 | 13,480,000 |
| Noninterest income | 1,194,000 | 2,473,000 | 4,162,000 | 5,780,000 |
| Noninterest expense | 5,509,000 | 10,582,000 | 16,063,000 | 21,520,000 |
| Provision for loan losses | -112,000 | -167,000 | -167,000 | -218,000 |
| Pretax income | 416,000 | 511,000 | 547,000 | 437,000 |
| Income tax | 109,000 | 116,000 | 42,000 | -73,000 |
| Net income | 307,000 | 395,000 | 505,000 | 510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,607,000 | 37,641,000 | 37,482,000 | 37,180,000 |
| Total capital | 41,090,000 | 41,280,000 | 40,453,000 | 40,026,000 |
| Risk-weighted assets | 354,445,000 | 340,023,000 | 314,209,000 | 328,530,000 |