Call reports 2017
ONEUNITED BANK — 2017
What ONEUNITED BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 660,954,000 | 648,052,000 | 663,797,000 | 658,014,000 |
| Total loans | 495,982,000 | 475,669,000 | 501,162,000 | 491,795,000 |
| Allowance for loan losses | 2,765,000 | 2,754,000 | 2,729,000 | 1,694,000 |
| Securities available for sale | 108,620,000 | 102,192,000 | 100,750,000 | 107,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,266,000 | 375,001,000 | 369,526,000 | 372,812,000 |
| Interest-bearing deposits | 338,673,000 | 339,173,000 | 333,082,000 | 335,838,000 |
| Noninterest-bearing deposits | 38,593,000 | 35,828,000 | 36,444,000 | 36,974,000 |
| Equity capital | 48,620,000 | 48,047,000 | 49,137,000 | 46,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,860,000 | 11,647,000 | 17,428,000 | 23,144,000 |
| Interest expense | 1,844,000 | 3,858,000 | 6,102,000 | 8,415,000 |
| Net interest income | 4,016,000 | 7,789,000 | 11,326,000 | 14,729,000 |
| Noninterest income | 812,000 | 1,825,000 | 2,929,000 | 4,324,000 |
| Noninterest expense | 5,361,000 | 10,645,000 | 16,096,000 | 21,835,000 |
| Provision for loan losses | -18,000 | -18,000 | -18,000 | -1,018,000 |
| Pretax income | -533,000 | -749,000 | -1,558,000 | -888,000 |
| Income tax | -200,000 | -347,000 | -723,000 | 3,753,000 |
| Net income | -333,000 | -402,000 | -835,000 | -4,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,071,000 | 37,880,000 | 37,080,000 | 37,228,000 |
| Total capital | 42,999,000 | 42,423,000 | 42,011,000 | 41,758,000 |
| Risk-weighted assets | 395,994,000 | 366,886,000 | 375,187,000 | 364,697,000 |