Call report 2007Q4
ONEUNITED BANK — 2007Q4
The 22 measures ONEUNITED BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 652,713,000 | USD | evidence → |
| Total loans | 432,032,000 | USD | evidence → |
| Allowance for loan losses | 3,342,000 | USD | evidence → |
| Securities available for sale | 189,109,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 368,915,000 | USD | evidence → |
| Interest-bearing deposits | 336,025,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,890,000 | USD | evidence → |
| Equity capital | 40,708,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 39,953,000 | USD | evidence → |
| Interest expense | 21,475,000 | USD | evidence → |
| Net interest income | 18,478,000 | USD | evidence → |
| Noninterest income | 2,237,000 | USD | evidence → |
| Noninterest expense | 14,215,000 | USD | evidence → |
| Provision for loan losses | 1,200,000 | USD | evidence → |
| Pretax income | 4,150,000 | USD | evidence → |
| Income tax | 1,419,000 | USD | evidence → |
| Net income | 2,731,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,806,000 | USD | evidence → |
| Total capital | 43,208,000 | USD | evidence → |
| Risk-weighted assets | 430,061,000 | USD | evidence → |