Call reports 2001
ONEUNITED BANK — 2001
What ONEUNITED BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 160,395,000 | 257,833,000 | 256,667,000 | 262,132,000 |
| Total loans | 36,866,000 | 104,865,000 | 103,548,000 | 97,245,000 |
| Allowance for loan losses | 1,128,000 | 1,186,000 | 1,209,000 | 1,392,000 |
| Securities available for sale | 97,042,000 | 101,331,000 | 92,600,000 | 119,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,076,000 | 219,968,000 | 217,911,000 | 224,282,000 |
| Interest-bearing deposits | 104,194,000 | 184,800,000 | 181,196,000 | 184,858,000 |
| Noninterest-bearing deposits | 17,882,000 | 35,168,000 | 36,715,000 | 39,424,000 |
| Equity capital | 12,479,000 | 17,600,000 | 18,669,000 | 18,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,992,000 | 7,434,000 | 12,350,000 | 16,793,000 |
| Interest expense | 1,444,000 | 3,117,000 | 4,777,000 | 6,084,000 |
| Net interest income | 1,548,000 | 4,317,000 | 7,573,000 | 10,709,000 |
| Noninterest income | 199,000 | 702,000 | 1,297,000 | 1,994,000 |
| Noninterest expense | 1,502,000 | 3,989,000 | 7,061,000 | 10,245,000 |
| Provision for loan losses | 0 | 110,000 | 275,000 | 1,135,000 |
| Pretax income | 321,000 | 1,140,000 | 1,889,000 | 2,903,000 |
| Income tax | 127,000 | 454,000 | 757,000 | 139,000 |
| Net income | 194,000 | 686,000 | 1,132,000 | 2,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,698,000 | 13,991,000 | 14,447,000 | 16,338,000 |
| Total capital | 10,746,000 | 15,457,000 | 15,796,000 | 17,870,000 |
| Risk-weighted assets | 81,117,000 | 144,919,000 | 143,267,000 | 143,827,000 |