Call reports 2002
FIRST BANK & TRUST — 2002
What FIRST BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 2,969,817,000 | 3,040,806,000 | 3,114,256,000 | 3,149,104,000 |
| Total loans | 2,291,944,000 | 2,277,968,000 | 2,310,015,000 | 2,302,539,000 |
| Allowance for loan losses | 38,318,000 | 39,344,000 | 43,242,000 | 38,160,000 |
| Securities available for sale | 293,899,000 | 355,066,000 | 388,699,000 | 461,379,000 |
| Securities held to maturity | 3,373,000 | 2,798,000 | 2,463,000 | 1,956,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,481,685,000 | 2,533,634,000 | 2,589,953,000 | 2,641,717,000 |
| Interest-bearing deposits | 1,997,419,000 | 2,026,696,000 | 2,055,492,000 | 2,082,742,000 |
| Noninterest-bearing deposits | 484,266,000 | 506,938,000 | 534,461,000 | 558,975,000 |
| Equity capital | 384,170,000 | 394,158,000 | 396,298,000 | 402,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 46,866,000 | 94,135,000 | 141,786,000 | 188,630,000 |
| Interest expense | 13,669,000 | 26,428,000 | 38,703,000 | 50,008,000 |
| Net interest income | 33,197,000 | 67,707,000 | 103,083,000 | 138,622,000 |
| Noninterest income | 5,533,000 | 10,798,000 | 17,414,000 | 23,495,000 |
| Noninterest expense | 20,676,000 | 45,948,000 | 68,446,000 | 89,814,000 |
| Provision for loan losses | 7,700,000 | 12,385,000 | 19,309,000 | 27,890,000 |
| Pretax income | 10,354,000 | 20,172,000 | 32,742,000 | 44,413,000 |
| Income tax | 3,902,000 | 7,622,000 | 12,317,000 | 17,276,000 |
| Net income | 6,452,000 | 12,550,000 | 20,425,000 | 27,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 266,954,000 | 264,053,000 | 258,229,000 | 253,256,000 |
| Total capital | 301,019,000 | 298,437,000 | 293,564,000 | 288,781,000 |
| Risk-weighted assets | 2,720,970,000 | 2,742,644,000 | 2,815,470,000 | 2,835,629,000 |