Call reports 2006
MARSHALL NATIONAL BANK AND TRUST COMPANY — 2006
What MARSHALL NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 189,200,000 | 191,908,000 | 201,457,000 | 203,486,000 |
| Total loans | 145,076,000 | 147,719,000 | 157,680,000 | 159,560,000 |
| Allowance for loan losses | 1,543,000 | 1,399,000 | 1,399,000 | 1,010,000 |
| Securities available for sale | 20,111,000 | 24,003,000 | 23,783,000 | 22,847,000 |
| Securities held to maturity | 619,000 | 499,000 | 500,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,519,000 | 145,710,000 | 154,206,000 | 152,777,000 |
| Interest-bearing deposits | 107,220,000 | 106,955,000 | 114,207,000 | 115,647,000 |
| Noninterest-bearing deposits | 43,299,000 | 38,755,000 | 39,999,000 | 37,130,000 |
| Equity capital | 23,997,000 | 24,447,000 | 25,124,000 | 25,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,522,000 | 5,226,000 | 8,081,000 | 11,100,000 |
| Interest expense | 733,000 | 1,594,000 | 2,684,000 | 3,932,000 |
| Net interest income | 1,789,000 | 3,632,000 | 5,397,000 | 7,168,000 |
| Noninterest income | 410,000 | 873,000 | 1,279,000 | 1,509,000 |
| Noninterest expense | 1,424,000 | 2,866,000 | 4,312,000 | 5,657,000 |
| Provision for loan losses | -34,000 | -180,000 | -180,000 | -319,000 |
| Pretax income | 809,000 | 1,819,000 | 2,544,000 | 3,339,000 |
| Income tax | 270,000 | 612,000 | 855,000 | 1,115,000 |
| Net income | 539,000 | 1,207,000 | 1,689,000 | 2,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,066,000 | 13,587,000 | 13,957,000 | 14,374,000 |
| Total capital | 19,643,000 | 20,021,000 | 20,423,000 | 20,451,000 |
| Risk-weighted assets | 135,944,000 | 138,278,000 | 144,576,000 | 146,254,000 |