Call reports 2005
MARSHALL NATIONAL BANK AND TRUST COMPANY — 2005
What MARSHALL NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 149,817,000 | 163,494,000 | 177,551,000 | 178,681,000 |
| Total loans | 123,506,000 | 128,977,000 | 134,834,000 | 141,512,000 |
| Allowance for loan losses | 1,475,000 | 1,478,000 | 1,523,000 | 1,574,000 |
| Securities available for sale | 6,893,000 | 8,773,000 | 14,127,000 | 17,069,000 |
| Securities held to maturity | 1,483,000 | 1,119,000 | 969,000 | 819,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,045,000 | 135,023,000 | 147,000,000 | 146,636,000 |
| Interest-bearing deposits | 83,962,000 | 90,707,000 | 100,823,000 | 103,677,000 |
| Noninterest-bearing deposits | 37,083,000 | 44,315,000 | 46,177,000 | 42,959,000 |
| Equity capital | 22,700,000 | 22,951,000 | 23,103,000 | 23,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,008,000 | 4,226,000 | 6,654,000 | 9,179,000 |
| Interest expense | 345,000 | 735,000 | 1,264,000 | 1,871,000 |
| Net interest income | 1,663,000 | 3,491,000 | 5,390,000 | 7,308,000 |
| Noninterest income | 208,000 | 483,000 | 782,000 | 1,109,000 |
| Noninterest expense | 1,103,000 | 2,259,000 | 3,498,000 | 4,792,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 100,000 |
| Pretax income | 768,000 | 1,715,000 | 2,624,000 | 3,525,000 |
| Income tax | 257,000 | 577,000 | 884,000 | 1,178,000 |
| Net income | 511,000 | 1,138,000 | 1,740,000 | 2,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,621,000 | 11,835,000 | 12,055,000 | 12,661,000 |
| Total capital | 18,007,000 | 18,318,000 | 18,579,000 | 19,235,000 |
| Risk-weighted assets | 110,820,000 | 118,367,000 | 127,368,000 | 132,110,000 |