Call reports 2004
MARSHALL NATIONAL BANK AND TRUST COMPANY — 2004
What MARSHALL NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 141,277,000 | 145,821,000 | 144,112,000 | 145,640,000 |
| Total loans | 109,133,000 | 116,581,000 | 119,178,000 | 120,628,000 |
| Allowance for loan losses | 1,459,000 | 1,462,000 | 1,465,000 | 1,472,000 |
| Securities available for sale | 6,927,000 | 7,025,000 | 6,348,000 | 7,156,000 |
| Securities held to maturity | 2,061,000 | 1,961,000 | 1,842,000 | 1,583,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,548,000 | 117,592,000 | 112,179,000 | 115,938,000 |
| Interest-bearing deposits | 79,621,000 | 88,230,000 | 79,312,000 | 79,621,000 |
| Noninterest-bearing deposits | 30,927,000 | 29,362,000 | 32,867,000 | 36,317,000 |
| Equity capital | 22,325,000 | 22,254,000 | 22,446,000 | 22,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,711,000 | 3,607,000 | 5,524,000 | 7,502,000 |
| Interest expense | 302,000 | 616,000 | 931,000 | 1,258,000 |
| Net interest income | 1,409,000 | 2,991,000 | 4,593,000 | 6,244,000 |
| Noninterest income | 240,000 | 482,000 | 708,000 | 925,000 |
| Noninterest expense | 1,042,000 | 2,114,000 | 3,147,000 | 4,222,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 607,000 | 1,359,000 | 2,154,000 | 2,947,000 |
| Income tax | 182,000 | 449,000 | 717,000 | 976,000 |
| Net income | 425,000 | 910,000 | 1,437,000 | 1,971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,115,000 | 11,111,000 | 11,284,000 | 11,464,000 |
| Total capital | 17,374,000 | 17,436,000 | 17,613,000 | 17,821,000 |
| Risk-weighted assets | 100,494,000 | 105,883,000 | 105,886,000 | 108,120,000 |