Call reports 2003
MARSHALL NATIONAL BANK AND TRUST COMPANY — 2003
What MARSHALL NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 129,803,000 | 131,060,000 | 138,761,000 | 137,993,000 |
| Total loans | 93,411,000 | 93,819,000 | 99,775,000 | 101,872,000 |
| Allowance for loan losses | 1,463,000 | 1,475,000 | 1,486,000 | 1,441,000 |
| Securities available for sale | 7,040,000 | 6,521,000 | 11,370,000 | 8,994,000 |
| Securities held to maturity | 2,770,000 | 2,670,000 | 2,670,000 | 2,461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,487,000 | 108,860,000 | 111,426,000 | 110,600,000 |
| Interest-bearing deposits | 81,547,000 | 82,199,000 | 81,911,000 | 79,670,000 |
| Noninterest-bearing deposits | 25,940,000 | 26,661,000 | 29,515,000 | 30,930,000 |
| Equity capital | 21,804,000 | 21,925,000 | 22,058,000 | 22,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,754,000 | 3,448,000 | 5,117,000 | 6,792,000 |
| Interest expense | 357,000 | 697,000 | 1,036,000 | 1,369,000 |
| Net interest income | 1,397,000 | 2,751,000 | 4,081,000 | 5,423,000 |
| Noninterest income | 233,000 | 571,000 | 860,000 | 1,105,000 |
| Noninterest expense | 853,000 | 1,777,000 | 2,712,000 | 3,731,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 791,000 | 1,552,000 | 2,228,000 | 2,790,000 |
| Income tax | 258,000 | 504,000 | 722,000 | 898,000 |
| Net income | 533,000 | 1,048,000 | 1,506,000 | 1,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,563,000 | 10,684,000 | 10,833,000 | 10,953,000 |
| Total capital | 11,643,000 | 11,786,000 | 16,989,000 | 17,105,000 |
| Risk-weighted assets | 86,019,000 | 87,981,000 | 92,136,000 | 92,189,000 |