Call reports 2002
MARSHALL NATIONAL BANK AND TRUST COMPANY — 2002
What MARSHALL NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 115,393,000 | 117,162,000 | 122,037,000 | 121,939,000 |
| Total loans | 80,387,000 | 82,002,000 | 84,810,000 | 87,888,000 |
| Allowance for loan losses | 1,425,000 | 1,438,000 | 1,444,000 | 1,452,000 |
| Securities available for sale | 4,243,000 | 5,584,000 | 5,056,000 | 4,544,000 |
| Securities held to maturity | 3,139,000 | 3,040,000 | 2,940,000 | 2,770,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,747,000 | 95,457,000 | 100,093,000 | 99,830,000 |
| Interest-bearing deposits | 72,621,000 | 71,026,000 | 76,563,000 | 75,663,000 |
| Noninterest-bearing deposits | 21,126,000 | 24,431,000 | 23,530,000 | 24,167,000 |
| Equity capital | 21,101,000 | 21,265,000 | 21,463,000 | 21,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,696,000 | 3,356,000 | 5,110,000 | 6,903,000 |
| Interest expense | 463,000 | 894,000 | 1,316,000 | 1,713,000 |
| Net interest income | 1,233,000 | 2,462,000 | 3,794,000 | 5,190,000 |
| Noninterest income | 223,000 | 439,000 | 647,000 | 861,000 |
| Noninterest expense | 834,000 | 1,651,000 | 2,463,000 | 3,289,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 622,000 | 1,250,000 | 1,978,000 | 2,762,000 |
| Income tax | 199,000 | 396,000 | 631,000 | 886,000 |
| Net income | 423,000 | 854,000 | 1,347,000 | 1,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,948,000 | 10,074,000 | 10,220,000 | 10,405,000 |
| Total capital | 10,897,000 | 11,038,000 | 11,223,000 | 11,419,000 |
| Risk-weighted assets | 74,859,000 | 76,396,000 | 79,765,000 | 81,112,000 |