Call reports 2023
CONWAY BANK — 2023
What CONWAY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 104,070,000 | 105,704,000 | 102,691,000 | 103,470,000 |
| Total loans | 71,380,000 | 73,183,000 | 70,730,000 | 74,279,000 |
| Allowance for loan losses | 922,000 | 969,000 | 1,014,000 | 1,074,000 |
| Securities available for sale | 17,719,000 | 17,120,000 | 16,191,000 | 16,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,419,000 | 83,063,000 | 80,173,000 | 79,953,000 |
| Interest-bearing deposits | 66,647,000 | 64,970,000 | 63,339,000 | 64,707,000 |
| Noninterest-bearing deposits | 17,772,000 | 18,093,000 | 16,834,000 | 15,246,000 |
| Equity capital | 7,784,000 | 7,721,000 | 7,473,000 | 8,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,357,000 | 2,676,000 | 4,031,000 | 5,434,000 |
| Interest expense | 177,000 | 431,000 | 702,000 | 1,011,000 |
| Net interest income | 1,180,000 | 2,245,000 | 3,329,000 | 4,423,000 |
| Noninterest income | 101,000 | 198,000 | 296,000 | 387,000 |
| Noninterest expense | 1,020,000 | 2,027,000 | 3,053,000 | 4,097,000 |
| Provision for loan losses | 30,000 | 80,000 | 155,000 | 215,000 |
| Pretax income | 230,000 | 336,000 | 421,000 | 500,000 |
| Income tax | 55,000 | 81,000 | 101,000 | 96,000 |
| Net income | 175,000 | 255,000 | 320,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,041,000 | 8,134,000 | 8,152,000 | 9,283,000 |
| Total capital | 8,855,000 | 8,980,000 | 8,966,000 | 10,132,000 |
| Risk-weighted assets | 65,149,000 | 67,624,000 | 65,064,000 | 67,837,000 |