Call reports 2021
CONWAY BANK — 2021
What CONWAY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 107,481,000 | 106,002,000 | 107,077,000 | 105,594,000 |
| Total loans | 74,778,000 | 70,009,000 | 59,897,000 | 62,308,000 |
| Allowance for loan losses | 1,020,000 | 1,037,000 | 1,079,000 | 713,000 |
| Securities available for sale | 10,192,000 | 12,381,000 | 20,491,000 | 22,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,918,000 | 86,258,000 | 87,195,000 | 86,330,000 |
| Interest-bearing deposits | 69,033,000 | 67,038,000 | 66,417,000 | 67,031,000 |
| Noninterest-bearing deposits | 18,885,000 | 19,220,000 | 20,778,000 | 19,299,000 |
| Equity capital | 9,587,000 | 9,779,000 | 9,948,000 | 9,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,271,000 | 3,549,000 | 4,423,000 |
| Interest expense | 158,000 | 302,000 | 429,000 | 547,000 |
| Net interest income | 902,000 | 1,969,000 | 3,120,000 | 3,876,000 |
| Noninterest income | 110,000 | 214,000 | 313,000 | 412,000 |
| Noninterest expense | 899,000 | 1,832,000 | 2,779,000 | 3,714,000 |
| Provision for loan losses | 30,000 | 60,000 | 100,000 | 245,000 |
| Pretax income | 84,000 | 297,000 | 563,000 | 341,000 |
| Income tax | 20,000 | 71,000 | 135,000 | 127,000 |
| Net income | 64,000 | 226,000 | 428,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,866,000 | 8,122,000 | 8,398,000 | 8,127,000 |
| Total capital | 8,558,000 | 8,814,000 | 9,083,000 | 8,828,000 |
| Risk-weighted assets | 55,075,000 | 55,076,000 | 54,418,000 | 56,094,000 |