Call reports 2020
CONWAY BANK — 2020
What CONWAY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 97,746,000 | 107,591,000 | 102,844,000 | 103,345,000 |
| Total loans | 69,993,000 | 74,786,000 | 75,674,000 | 72,347,000 |
| Allowance for loan losses | 983,000 | 943,000 | 957,000 | 999,000 |
| Securities available for sale | 9,404,000 | 8,643,000 | 8,825,000 | 11,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,511,000 | 86,091,000 | 82,294,000 | 83,792,000 |
| Interest-bearing deposits | 66,467,000 | 70,005,000 | 66,736,000 | 66,559,000 |
| Noninterest-bearing deposits | 13,044,000 | 16,086,000 | 15,558,000 | 17,233,000 |
| Equity capital | 9,313,000 | 9,506,000 | 9,582,000 | 9,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,094,000 | 2,166,000 | 3,328,000 | 4,541,000 |
| Interest expense | 226,000 | 439,000 | 631,000 | 805,000 |
| Net interest income | 868,000 | 1,727,000 | 2,697,000 | 3,736,000 |
| Noninterest income | 91,000 | 220,000 | 359,000 | 459,000 |
| Noninterest expense | 914,000 | 1,849,000 | 2,809,000 | 3,778,000 |
| Provision for loan losses | 30,000 | 89,000 | 119,000 | 159,000 |
| Pretax income | 16,000 | 13,000 | 133,000 | 263,000 |
| Income tax | 4,000 | 3,000 | 32,000 | 71,000 |
| Net income | 12,000 | 10,000 | 101,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,371,000 | 7,464,000 | 7,633,000 | 7,791,000 |
| Total capital | 8,083,000 | 8,151,000 | 8,339,000 | 8,496,000 |
| Risk-weighted assets | 56,709,000 | 54,742,000 | 56,283,000 | 56,139,000 |