Call reports 2016
CONWAY BANK — 2016
What CONWAY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 60,717,000 | 62,635,000 | 62,435,000 | 61,952,000 |
| Total loans | 40,757,000 | 42,805,000 | 45,422,000 | 46,082,000 |
| Allowance for loan losses | 726,000 | 682,000 | 699,000 | 723,000 |
| Securities available for sale | 5,294,000 | 4,768,000 | 4,704,000 | 4,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,132,000 | 49,074,000 | 48,850,000 | 48,428,000 |
| Interest-bearing deposits | 38,493,000 | 39,391,000 | 38,451,000 | 39,177,000 |
| Noninterest-bearing deposits | 8,639,000 | 9,683,000 | 10,399,000 | 9,251,000 |
| Equity capital | 8,132,000 | 8,126,000 | 8,143,000 | 8,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 572,000 | 1,137,000 | 1,736,000 | 2,352,000 |
| Interest expense | 78,000 | 155,000 | 233,000 | 317,000 |
| Net interest income | 494,000 | 982,000 | 1,503,000 | 2,035,000 |
| Noninterest income | 143,000 | 166,000 | 259,000 | 308,000 |
| Noninterest expense | 570,000 | 1,158,000 | 1,717,000 | 2,294,000 |
| Provision for loan losses | 14,000 | -38,000 | -30,000 | -18,000 |
| Pretax income | 53,000 | 34,000 | 81,000 | 73,000 |
| Income tax | -4,000 | -11,000 | 8,000 | 4,000 |
| Net income | 57,000 | 45,000 | 73,000 | 69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,994,000 | 5,979,000 | 6,019,000 | 5,988,000 |
| Total capital | 6,483,000 | 6,496,000 | 6,565,000 | 6,520,000 |
| Risk-weighted assets | 38,138,000 | 40,426,000 | 42,744,000 | 41,613,000 |