Call reports 2015
CONWAY BANK — 2015
What CONWAY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 62,566,000 | 59,447,000 | 58,260,000 | 59,636,000 |
| Total loans | 41,511,000 | 40,066,000 | 39,904,000 | 40,999,000 |
| Allowance for loan losses | 683,000 | 699,000 | 701,000 | 699,000 |
| Securities available for sale | 5,999,000 | 5,410,000 | 5,385,000 | 5,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,927,000 | 48,869,000 | 47,669,000 | 46,120,000 |
| Interest-bearing deposits | 42,416,000 | 39,154,000 | 39,120,000 | 38,343,000 |
| Noninterest-bearing deposits | 9,511,000 | 9,715,000 | 8,549,000 | 7,777,000 |
| Equity capital | 8,211,000 | 8,150,000 | 8,124,000 | 8,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 566,000 | 1,105,000 | 1,646,000 | 2,192,000 |
| Interest expense | 70,000 | 137,000 | 201,000 | 275,000 |
| Net interest income | 496,000 | 968,000 | 1,445,000 | 1,917,000 |
| Noninterest income | 145,000 | 215,000 | 303,000 | 354,000 |
| Noninterest expense | 587,000 | 1,191,000 | 1,817,000 | 2,422,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 27,000 |
| Pretax income | 98,000 | 27,000 | -41,000 | -123,000 |
| Income tax | 37,000 | 10,000 | -16,000 | -54,000 |
| Net income | 61,000 | 17,000 | -25,000 | -69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,167,000 | 6,085,000 | 6,026,000 | 5,933,000 |
| Total capital | 6,651,000 | 6,570,000 | 6,510,000 | 6,431,000 |
| Risk-weighted assets | 37,386,000 | 37,441,000 | 37,350,000 | 38,458,000 |