Call reports 2014
CONWAY BANK — 2014
What CONWAY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 64,749,000 | 61,315,000 | 60,304,000 | 59,708,000 |
| Total loans | 37,481,000 | 37,553,000 | 39,358,000 | 39,392,000 |
| Allowance for loan losses | 795,000 | 833,000 | 796,000 | 665,000 |
| Securities available for sale | 8,942,000 | 8,838,000 | 8,654,000 | 8,515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,003,000 | 51,636,000 | 50,657,000 | 49,105,000 |
| Interest-bearing deposits | 45,155,000 | 41,673,000 | 41,797,000 | 40,875,000 |
| Noninterest-bearing deposits | 9,848,000 | 9,963,000 | 8,860,000 | 8,230,000 |
| Equity capital | 8,221,000 | 8,199,000 | 8,163,000 | 8,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,052,000 | 1,586,000 | 2,159,000 |
| Interest expense | 89,000 | 172,000 | 249,000 | 325,000 |
| Net interest income | 439,000 | 880,000 | 1,337,000 | 1,834,000 |
| Noninterest income | 128,000 | 205,000 | 318,000 | 354,000 |
| Noninterest expense | 623,000 | 1,250,000 | 1,844,000 | 2,465,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -56,000 | -165,000 | -189,000 | -277,000 |
| Income tax | -21,000 | -63,000 | -72,000 | -149,000 |
| Net income | -35,000 | -102,000 | -117,000 | -128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,275,000 | 6,193,000 | 6,156,000 | 6,071,000 |
| Total capital | 6,697,000 | 6,615,000 | 6,610,000 | 6,526,000 |
| Risk-weighted assets | 33,402,000 | 33,364,000 | 36,000,000 | 36,227,000 |