Call reports 2013
CONWAY BANK — 2013
What CONWAY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 69,153,000 | 67,551,000 | 65,562,000 | 64,303,000 |
| Total loans | 37,168,000 | 36,608,000 | 35,655,000 | 36,432,000 |
| Allowance for loan losses | 1,148,000 | 1,240,000 | 964,000 | 752,000 |
| Securities available for sale | 7,869,000 | 8,980,000 | 10,230,000 | 9,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,188,000 | 57,857,000 | 55,913,000 | 54,593,000 |
| Interest-bearing deposits | 47,758,000 | 46,317,000 | 44,320,000 | 44,932,000 |
| Noninterest-bearing deposits | 11,430,000 | 11,540,000 | 11,593,000 | 9,661,000 |
| Equity capital | 8,402,000 | 8,160,000 | 8,117,000 | 8,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 529,000 | 1,056,000 | 1,662,000 | 2,241,000 |
| Interest expense | 109,000 | 214,000 | 307,000 | 404,000 |
| Net interest income | 420,000 | 842,000 | 1,355,000 | 1,837,000 |
| Noninterest income | 110,000 | 200,000 | 143,000 | 200,000 |
| Noninterest expense | 699,000 | 1,409,000 | 2,127,000 | 2,811,000 |
| Provision for loan losses | 0 | 0 | -200,000 | -490,000 |
| Pretax income | -170,000 | -368,000 | -430,000 | -285,000 |
| Income tax | -65,000 | -141,000 | -164,000 | -127,000 |
| Net income | -105,000 | -227,000 | -266,000 | -158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,500,000 | 6,228,000 | 6,163,000 | 6,298,000 |
| Total capital | 6,915,000 | 6,641,000 | 6,563,000 | 6,706,000 |
| Risk-weighted assets | 32,451,000 | 32,203,000 | 31,403,000 | 32,277,000 |