Call reports 2012
CONWAY BANK — 2012
What CONWAY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 77,471,000 | 78,054,000 | 72,760,000 | 70,744,000 |
| Total loans | 36,506,000 | 34,215,000 | 34,235,000 | 37,462,000 |
| Allowance for loan losses | 1,707,000 | 1,389,000 | 1,398,000 | 1,097,000 |
| Securities available for sale | 11,338,000 | 10,003,000 | 8,804,000 | 8,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,964,000 | 67,757,000 | 62,565,000 | 60,726,000 |
| Interest-bearing deposits | 53,046,000 | 53,569,000 | 50,322,000 | 48,554,000 |
| Noninterest-bearing deposits | 13,918,000 | 14,188,000 | 12,243,000 | 12,172,000 |
| Equity capital | 8,881,000 | 8,747,000 | 8,628,000 | 8,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,177,000 | 1,710,000 | 2,217,000 |
| Interest expense | 152,000 | 289,000 | 415,000 | 533,000 |
| Net interest income | 450,000 | 888,000 | 1,295,000 | 1,684,000 |
| Noninterest income | 135,000 | 233,000 | 366,000 | 310,000 |
| Noninterest expense | 779,000 | 1,534,000 | 2,281,000 | 3,093,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | -285,000 |
| Pretax income | -209,000 | -428,000 | -635,000 | -814,000 |
| Income tax | -80,000 | -164,000 | -243,000 | -350,000 |
| Net income | -129,000 | -264,000 | -392,000 | -464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,286,000 | 7,067,000 | 6,866,000 | 6,674,000 |
| Total capital | 7,736,000 | 7,469,000 | 7,257,000 | 7,093,000 |
| Risk-weighted assets | 34,705,000 | 31,146,000 | 30,307,000 | 32,821,000 |