Call reports 2011
CONWAY BANK — 2011
What CONWAY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 76,833,000 | 74,652,000 | 74,199,000 | 71,084,000 |
| Total loans | 48,337,000 | 44,464,000 | 37,912,000 | 37,126,000 |
| Allowance for loan losses | 1,878,000 | 2,257,000 | 1,906,000 | 1,716,000 |
| Securities available for sale | 22,474,000 | 14,235,000 | 13,406,000 | 11,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,702,000 | 63,777,000 | 63,344,000 | 60,466,000 |
| Interest-bearing deposits | 53,560,000 | 54,771,000 | 52,576,000 | 50,272,000 |
| Noninterest-bearing deposits | 9,142,000 | 9,006,000 | 10,768,000 | 10,194,000 |
| Equity capital | 9,485,000 | 9,309,000 | 9,288,000 | 9,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 880,000 | 1,751,000 | 2,497,000 | 3,146,000 |
| Interest expense | 221,000 | 424,000 | 596,000 | 757,000 |
| Net interest income | 659,000 | 1,327,000 | 1,901,000 | 2,389,000 |
| Noninterest income | -23,000 | 108,000 | 247,000 | 332,000 |
| Noninterest expense | 848,000 | 1,802,000 | 2,621,000 | 3,571,000 |
| Provision for loan losses | 205,000 | 650,000 | 695,000 | 740,000 |
| Pretax income | -417,000 | -931,000 | -1,082,000 | -1,360,000 |
| Income tax | -159,000 | -356,000 | -414,000 | -552,000 |
| Net income | -258,000 | -575,000 | -668,000 | -808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,390,000 | 7,960,000 | 7,851,000 | 7,500,000 |
| Total capital | 9,005,000 | 8,509,000 | 8,323,000 | 7,952,000 |
| Risk-weighted assets | 47,932,000 | 42,242,000 | 36,316,000 | 34,927,000 |