Call reports 2010
CONWAY BANK — 2010
What CONWAY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 79,643,000 | 78,733,000 | 79,028,000 | 77,111,000 |
| Total loans | 56,733,000 | 55,194,000 | 52,400,000 | 51,113,000 |
| Allowance for loan losses | 1,646,000 | 1,561,000 | 1,726,000 | 1,907,000 |
| Securities available for sale | 9,912,000 | 9,396,000 | 14,124,000 | 15,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,407,000 | 63,643,000 | 64,278,000 | 62,833,000 |
| Interest-bearing deposits | 54,862,000 | 54,288,000 | 55,221,000 | 52,258,000 |
| Noninterest-bearing deposits | 9,545,000 | 9,355,000 | 9,057,000 | 10,575,000 |
| Equity capital | 10,544,000 | 10,376,000 | 10,102,000 | 9,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 960,000 | 1,955,000 | 2,905,000 | 3,814,000 |
| Interest expense | 291,000 | 584,000 | 896,000 | 1,156,000 |
| Net interest income | 669,000 | 1,371,000 | 2,009,000 | 2,658,000 |
| Noninterest income | 289,000 | 394,000 | 399,000 | 438,000 |
| Noninterest expense | 767,000 | 1,612,000 | 2,484,000 | 3,422,000 |
| Provision for loan losses | 60,000 | 360,000 | 555,000 | 755,000 |
| Pretax income | 131,000 | -184,000 | -608,000 | -1,058,000 |
| Income tax | 50,000 | -71,000 | -233,000 | -423,000 |
| Net income | 81,000 | -113,000 | -375,000 | -635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,255,000 | 10,086,000 | 9,311,000 | 8,807,000 |
| Total capital | 10,988,000 | 10,776,000 | 9,977,000 | 9,462,000 |
| Risk-weighted assets | 58,036,000 | 54,443,000 | 52,358,000 | 51,117,000 |