Call reports 2009
CONWAY BANK — 2009
What CONWAY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 83,605,000 | 81,870,000 | 77,956,000 | 77,427,000 |
| Total loans | 63,561,000 | 62,470,000 | 59,952,000 | 58,620,000 |
| Allowance for loan losses | 873,000 | 2,200,000 | 1,970,000 | 1,582,000 |
| Securities available for sale | 13,403,000 | 13,120,000 | 12,019,000 | 11,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,136,000 | 56,076,000 | 60,524,000 | 62,302,000 |
| Interest-bearing deposits | 50,066,000 | 47,613,000 | 50,341,000 | 52,165,000 |
| Noninterest-bearing deposits | 10,070,000 | 8,463,000 | 10,183,000 | 10,137,000 |
| Equity capital | 11,058,000 | 10,899,000 | 10,862,000 | 10,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,152,000 | 2,324,000 | 3,342,000 | 4,383,000 |
| Interest expense | 339,000 | 662,000 | 979,000 | 1,359,000 |
| Net interest income | 813,000 | 1,662,000 | 2,363,000 | 3,024,000 |
| Noninterest income | 127,000 | 226,000 | 292,000 | 490,000 |
| Noninterest expense | 771,000 | 1,591,000 | 2,376,000 | 3,402,000 |
| Provision for loan losses | 145,000 | 2,260,000 | 2,440,000 | 2,890,000 |
| Pretax income | 24,000 | -1,937,000 | -2,135,000 | -2,832,000 |
| Income tax | 9,000 | -741,000 | -817,000 | -1,086,000 |
| Net income | 15,000 | -1,196,000 | -1,318,000 | -1,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,910,000 | 10,799,000 | 10,677,000 | 10,174,000 |
| Total capital | 11,733,000 | 11,629,000 | 11,470,000 | 10,925,000 |
| Risk-weighted assets | 65,800,000 | 65,066,000 | 62,265,000 | 59,274,000 |