Call reports 2008
CONWAY BANK — 2008
What CONWAY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 90,308,000 | 89,262,000 | 84,822,000 | 85,239,000 |
| Total loans | 65,452,000 | 64,796,000 | 61,891,000 | 64,020,000 |
| Allowance for loan losses | 764,000 | 768,000 | 669,000 | 755,000 |
| Securities available for sale | 12,661,000 | 13,042,000 | 13,829,000 | 13,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,588,000 | 61,666,000 | 61,088,000 | 58,131,000 |
| Interest-bearing deposits | 52,704,000 | 51,300,000 | 50,759,000 | 48,526,000 |
| Noninterest-bearing deposits | 9,884,000 | 10,366,000 | 10,329,000 | 9,605,000 |
| Equity capital | 10,885,000 | 10,907,000 | 11,084,000 | 11,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,539,000 | 2,908,000 | 4,200,000 | 5,442,000 |
| Interest expense | 600,000 | 1,087,000 | 1,566,000 | 1,981,000 |
| Net interest income | 939,000 | 1,821,000 | 2,634,000 | 3,461,000 |
| Noninterest income | 130,000 | 247,000 | 419,000 | 577,000 |
| Noninterest expense | 766,000 | 1,458,000 | 2,213,000 | 3,057,000 |
| Provision for loan losses | 260,000 | 260,000 | 280,000 | 445,000 |
| Pretax income | 43,000 | 350,000 | 560,000 | 559,000 |
| Income tax | 16,000 | 134,000 | 214,000 | 157,000 |
| Net income | 27,000 | 216,000 | 346,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,780,000 | 10,969,000 | 11,099,000 | 11,154,000 |
| Total capital | 11,544,000 | 11,737,000 | 11,768,000 | 11,909,000 |
| Risk-weighted assets | 69,525,000 | 68,405,000 | 65,753,000 | 67,191,000 |