Call reports 2007
CONWAY BANK — 2007
What CONWAY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 95,181,000 | 90,516,000 | 92,150,000 | 92,977,000 |
| Total loans | 69,266,000 | 67,014,000 | 65,232,000 | 67,707,000 |
| Allowance for loan losses | 839,000 | 844,000 | 784,000 | 796,000 |
| Securities available for sale | 17,357,000 | 16,083,000 | 17,957,000 | 16,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,638,000 | 61,471,000 | 63,432,000 | 63,586,000 |
| Interest-bearing deposits | 56,288,000 | 53,790,000 | 55,520,000 | 53,637,000 |
| Noninterest-bearing deposits | 9,350,000 | 7,681,000 | 7,912,000 | 9,949,000 |
| Equity capital | 10,453,000 | 10,512,000 | 10,777,000 | 11,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,709,000 | 3,417,000 | 5,019,000 | 6,655,000 |
| Interest expense | 760,000 | 1,545,000 | 2,316,000 | 3,036,000 |
| Net interest income | 949,000 | 1,872,000 | 2,703,000 | 3,619,000 |
| Noninterest income | 202,000 | 328,000 | 439,000 | 619,000 |
| Noninterest expense | 783,000 | 1,509,000 | 2,265,000 | 3,129,000 |
| Provision for loan losses | 20,000 | 20,000 | 28,000 | 28,000 |
| Pretax income | 360,000 | 677,000 | 858,000 | 1,091,000 |
| Income tax | 138,000 | 259,000 | 328,000 | 373,000 |
| Net income | 222,000 | 418,000 | 530,000 | 718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,587,000 | 10,782,000 | 10,895,000 | 11,083,000 |
| Total capital | 11,426,000 | 11,626,000 | 11,679,000 | 11,879,000 |
| Risk-weighted assets | 75,419,000 | 72,838,000 | 70,703,000 | 71,857,000 |