Call reports 2006
CONWAY BANK — 2006
What CONWAY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 100,957,000 | 99,816,000 | 98,760,000 | 96,170,000 |
| Total loans | 67,740,000 | 65,627,000 | 67,886,000 | 68,190,000 |
| Allowance for loan losses | 830,000 | 834,000 | 813,000 | 834,000 |
| Securities available for sale | 19,207,000 | 20,404,000 | 21,042,000 | 20,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,382,000 | 71,733,000 | 70,171,000 | 67,585,000 |
| Interest-bearing deposits | 61,119,000 | 60,279,000 | 59,139,000 | 56,737,000 |
| Noninterest-bearing deposits | 10,263,000 | 11,454,000 | 11,032,000 | 10,848,000 |
| Equity capital | 9,898,000 | 9,851,000 | 10,311,000 | 10,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,660,000 | 3,338,000 | 5,057,000 | 6,785,000 |
| Interest expense | 742,000 | 1,493,000 | 2,277,000 | 3,062,000 |
| Net interest income | 918,000 | 1,845,000 | 2,780,000 | 3,723,000 |
| Noninterest income | 129,000 | 209,000 | 364,000 | 481,000 |
| Noninterest expense | 799,000 | 1,599,000 | 2,444,000 | 3,220,000 |
| Provision for loan losses | 0 | 0 | 0 | 14,000 |
| Pretax income | 232,000 | 439,000 | 684,000 | 954,000 |
| Income tax | 88,000 | 168,000 | 262,000 | 316,000 |
| Net income | 144,000 | 271,000 | 422,000 | 638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,220,000 | 10,348,000 | 10,499,000 | 10,365,000 |
| Total capital | 11,050,000 | 11,182,000 | 11,312,000 | 11,199,000 |
| Risk-weighted assets | 75,703,000 | 73,796,000 | 75,433,000 | 73,057,000 |