Call reports 2005
CONWAY BANK — 2005
What CONWAY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 111,286,000 | 105,890,000 | 105,387,000 | 103,478,000 |
| Total loans | 76,078,000 | 74,915,000 | 66,280,000 | 70,532,000 |
| Allowance for loan losses | 1,382,000 | 1,390,000 | 831,000 | 828,000 |
| Securities available for sale | 19,223,000 | 20,062,000 | 19,730,000 | 20,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,310,000 | 73,856,000 | 73,681,000 | 71,707,000 |
| Interest-bearing deposits | 69,256,000 | 64,237,000 | 65,845,000 | 63,754,000 |
| Noninterest-bearing deposits | 10,054,000 | 9,619,000 | 7,836,000 | 7,953,000 |
| Equity capital | 10,185,000 | 10,374,000 | 9,957,000 | 9,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,546,000 | 3,130,000 | 4,712,000 | 6,356,000 |
| Interest expense | 691,000 | 1,408,000 | 2,132,000 | 2,878,000 |
| Net interest income | 855,000 | 1,722,000 | 2,580,000 | 3,478,000 |
| Noninterest income | 135,000 | 199,000 | 615,000 | 743,000 |
| Noninterest expense | 771,000 | 1,614,000 | 2,504,000 | 3,240,000 |
| Provision for loan losses | 0 | 50,000 | 980,000 | 980,000 |
| Pretax income | 219,000 | 257,000 | -289,000 | 1,000 |
| Income tax | 84,000 | 98,000 | -111,000 | -12,000 |
| Net income | 135,000 | 159,000 | -178,000 | 13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,448,000 | 10,473,000 | 10,135,000 | 10,077,000 |
| Total capital | 11,522,000 | 11,521,000 | 10,966,000 | 10,905,000 |
| Risk-weighted assets | 84,829,000 | 82,763,000 | 75,763,000 | 80,244,000 |