Call reports 2004
CONWAY BANK — 2004
What CONWAY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 108,881,000 | 111,550,000 | 107,832,000 | 110,523,000 |
| Total loans | 89,955,000 | 83,451,000 | 81,376,000 | 81,834,000 |
| Allowance for loan losses | 855,000 | 804,000 | 1,495,000 | 1,451,000 |
| Securities available for sale | 12,351,000 | 14,250,000 | 14,514,000 | 19,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,238,000 | 84,978,000 | 81,757,000 | 78,093,000 |
| Interest-bearing deposits | 73,023,000 | 76,339,000 | 73,368,000 | 69,446,000 |
| Noninterest-bearing deposits | 8,215,000 | 8,639,000 | 8,388,000 | 8,647,000 |
| Equity capital | 11,043,000 | 10,882,000 | 10,251,000 | 10,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,600,000 | 3,093,000 | 4,637,000 | 6,181,000 |
| Interest expense | 650,000 | 1,301,000 | 1,973,000 | 2,672,000 |
| Net interest income | 950,000 | 1,792,000 | 2,664,000 | 3,509,000 |
| Noninterest income | 112,000 | 210,000 | 37,000 | 341,000 |
| Noninterest expense | 759,000 | 1,529,000 | 2,401,000 | 3,302,000 |
| Provision for loan losses | 56,000 | 116,000 | 1,234,000 | 914,000 |
| Pretax income | 259,000 | 369,000 | -923,000 | -355,000 |
| Income tax | 99,000 | 141,000 | -353,000 | -128,000 |
| Net income | 160,000 | 228,000 | -570,000 | -227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,026,000 | 11,094,000 | 10,296,000 | 10,314,000 |
| Total capital | 11,881,000 | 11,898,000 | 11,384,000 | 11,427,000 |
| Risk-weighted assets | 91,862,000 | 89,362,000 | 86,702,000 | 87,979,000 |