Call reports 2003
CONWAY BANK — 2003
What CONWAY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 106,175,000 | 108,386,000 | 108,015,000 | 107,037,000 |
| Total loans | 93,575,000 | 90,503,000 | 90,475,000 | 87,434,000 |
| Allowance for loan losses | 955,000 | 987,000 | 962,000 | 798,000 |
| Securities available for sale | 4,790,000 | 9,285,000 | 10,567,000 | 12,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,223,000 | 79,017,000 | 77,453,000 | 75,400,000 |
| Interest-bearing deposits | 70,366,000 | 72,638,000 | 72,277,000 | 68,077,000 |
| Noninterest-bearing deposits | 5,857,000 | 6,379,000 | 5,176,000 | 7,323,000 |
| Equity capital | 10,716,000 | 10,919,000 | 11,003,000 | 10,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,699,000 | 3,341,000 | 5,005,000 | 6,635,000 |
| Interest expense | 759,000 | 1,497,000 | 2,183,000 | 2,850,000 |
| Net interest income | 940,000 | 1,844,000 | 2,822,000 | 3,785,000 |
| Noninterest income | 132,000 | 218,000 | 336,000 | 441,000 |
| Noninterest expense | 686,000 | 1,389,000 | 2,108,000 | 2,919,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 165,000 |
| Pretax income | 356,000 | 613,000 | 960,000 | 1,142,000 |
| Income tax | 136,000 | 192,000 | 329,000 | 404,000 |
| Net income | 220,000 | 421,000 | 631,000 | 738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,673,000 | 10,873,000 | 11,083,000 | 10,866,000 |
| Total capital | 11,628,000 | 11,860,000 | 12,045,000 | 11,664,000 |
| Risk-weighted assets | 92,315,000 | 91,357,000 | 91,984,000 | 90,232,000 |