Call reports 2002
CONWAY BANK — 2002
What CONWAY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 114,463,000 | 112,004,000 | 111,433,000 | 104,870,000 |
| Total loans | 91,294,000 | 92,672,000 | 90,505,000 | 92,980,000 |
| Allowance for loan losses | 1,099,000 | 1,138,000 | 925,000 | 916,000 |
| Securities available for sale | 15,052,000 | 10,902,000 | 12,268,000 | 4,787,000 |
| Securities held to maturity | 910,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,008,000 | 79,589,000 | 79,606,000 | 74,255,000 |
| Interest-bearing deposits | 73,148,000 | 74,039,000 | 73,604,000 | 68,569,000 |
| Noninterest-bearing deposits | 4,860,000 | 5,550,000 | 6,001,000 | 5,686,000 |
| Equity capital | 9,699,000 | 10,129,000 | 10,344,000 | 10,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,996,000 | 3,951,000 | 5,894,000 | 7,568,000 |
| Interest expense | 1,099,000 | 2,134,000 | 3,147,000 | 4,087,000 |
| Net interest income | 897,000 | 1,817,000 | 2,747,000 | 3,481,000 |
| Noninterest income | 370,000 | 461,000 | 542,000 | 643,000 |
| Noninterest expense | 648,000 | 1,351,000 | 2,076,000 | 2,714,000 |
| Provision for loan losses | 322,000 | 367,000 | 497,000 | 467,000 |
| Pretax income | 297,000 | 560,000 | 716,000 | 943,000 |
| Income tax | 114,000 | 214,000 | 274,000 | 245,000 |
| Net income | 183,000 | 346,000 | 442,000 | 698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,037,000 | 10,199,000 | 10,295,000 | 10,551,000 |
| Total capital | 11,136,000 | 11,337,000 | 11,220,000 | 11,467,000 |
| Risk-weighted assets | 94,737,000 | 94,753,000 | 90,631,000 | 91,034,000 |