Call reports 2005
FIRST NATIONAL BANK OF HAMILTON — 2005
What FIRST NATIONAL BANK OF HAMILTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Total assets | 33,840,000 | 37,027,000 | 35,838,000 |
| Total loans | 16,565,000 | 16,774,000 | 16,149,000 |
| Allowance for loan losses | 148,000 | 175,000 | 187,000 |
| Securities available for sale | 3,244,000 | 4,337,000 | 4,323,000 |
| Securities held to maturity | 292,000 | 282,000 | 276,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 30,975,000 | 34,055,000 | 32,727,000 |
| Interest-bearing deposits | 22,357,000 | 23,685,000 | 23,484,000 |
| Noninterest-bearing deposits | 8,618,000 | 10,370,000 | 9,243,000 |
| Equity capital | 2,799,000 | 2,892,000 | 3,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Interest income | 386,000 | 801,000 | 1,259,000 |
| Interest expense | 61,000 | 137,000 | 236,000 |
| Net interest income | 325,000 | 664,000 | 1,023,000 |
| Noninterest income | 118,000 | 200,000 | 282,000 |
| Noninterest expense | 322,000 | 647,000 | 939,000 |
| Provision for loan losses | 22,000 | 28,000 | 34,000 |
| Pretax income | 99,000 | 189,000 | 332,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 99,000 | 189,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Tier 1 capital | 2,813,000 | 2,903,000 | 3,046,000 |
| Total capital | 2,961,000 | 3,078,000 | 3,233,000 |
| Risk-weighted assets | 18,164,000 | 18,798,000 | 18,046,000 |